For Buyers
Finding the Right Fit
Buying a home is no small task. It requires research, planning, and a little bit of luck to find that dream home.
It’s about finding the right fit for you, your family, and the community you’re moving into. It may be a new season of life, a work relocation, a new group of people, or just a move down the road. No matter the situation there are a few things you’ll need to know when buying a home.
Get Educated
Do your research and make sure you’re ready to buy a home. Take a home buyer’s course, learn more about the Texas Financial Toolbox or talk to a J. Archer Properties Agent to learn more about the resources available to you.
Determine How Much You Can Afford
Look at your finances and make a realistic monthly budget to get a feel for what a potential mortgage. How much down payment can you put down? Take an eligibility quiz and learn about Texas’s Home Sweet Texas Home Loan Program.
Get Pre-Approved
Prepare and get pre-approved so that you’re ready to take the next step when the opportunity comes. Work with a lender to start the pre-approval process and nail down how much you can afford.
Nail Down the Specifics
Know when you’ve walked into your dream home by nailing down the specifics. What are the essentials needed for you and your family when looking for a home?
- Location Do you want to be nearby the food scene or art district?
- Lot Size Looking for a backyard your children can safely play in?
- School District
- Walkability An evening stroll anyone?
- Parks
- Layout Do you like arches and high ceilings, or prefer a great room for the kitchen?
- Bathroom to Bedroom Ratio
Go Shopping!
You’ve done your homework and now it’s time to leap into the home hunt. Check out the communities you’re interested in, visit open houses, and get an up-close look at the possibilities. Your J. Archer Properties Real Estate Agent will get to know you personally to find you the best fit at the right price.
Make an Offer
When you find a home for keeping, you’ll know. Don’t lose out on your perfect fit — and make the offer with the help of your J. Archer Real Estate Agent advocating for you every step of the way.
Get a Home Inspection
Every home has a history. Make sure you know it before you sign the contract by hiring a home inspector to look into the bones and structure of the property.
Apply for a Mortgage Loan
Different lenders have different rates and incentives. Compare and contrast different mortgage options that fits you and your budget.
Get Homeowners Insurance
Protect your home from hazards with Homeowners Insurance and enure that your investment is covered — plus its typically required by your lender.
Close
Get your keys and start moving! This is the beginning of a new season. Our J. Archer Properties Real Estate team is here for you even after closing. Congratulations!
J. Archer Properties
The J. Archer Properties Real Estate Team is here for you.
We’re advocates who believe you deserve a chance to find the right fit for you in the best community for you.
With our experience, expertise, and passion, we are sure you’ll find what you’re looking for.
